different amex platinum cards

Four Amex product change rules govern switches: You cannot change from a charge card to a credit card, but you can downgrade a credit card to a charge cardif you can pay off the balance the next month. Still got hard pull, EQ pull on CK took a day to show up as I recall. My understanding is that they are considered different products so it doesnt matter. Lets get started. The Platinum Card from American Express is renowned for its benefits, and the Charles Schwab AmEx Platinum co-branded version of the card packs the American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per card account, if you purchased it entirely with your eligible American Express Card. WebUltamate Rewards (Store) Credit Card: Yes: Yes: Visa credit card: Yes: Yes: Master Card credit card: Yes: Yes: Discover credit card: Yes: Yes: American Express credit card: Yes: Yes: PayPal: No: Yes: Afterpay: Yes: Yes: you will need to pay for the difference in price and sales tax. WebBoth of these Amex Platinum cards offer the same benef" Zachary Burr Abel on Instagram: "Shhhhhh these are top secret . Both of these Amex Platinum cards offer the same benefits as the normal version but give different ways of cashing out points, earning another welcome offer, etc .. By clicking Sign up, you agree to receive marketing emails from Insider Statement credits play a big role in helping to offset the annual fee your card charges, so here is a look at the statement credits each card offers. For New York State residents, there is a $2,000 per bag/suitcase limit for each covered person with a $10,000 aggregate maximum for all covered persons per covered trip. If you want a great cash-back card that offers high cash-back rates for purchases such as groceries, streaming services, transit, and gas, then the Amex Blue Cash Preferred card would be a great choice. Two excellent card offerings from American Express are the Blue Cash Preferred Card from American Express and The Platinum Card from American Express. The Amex Platinum offers $200 a year in Uber credit split into $15 monthly credits with a $35 credit in December. Underwritten by AMEX Assurance Company. New The Platinum Card from American Express cardmembers can earn 80,000 Membership Rewards points after spending $6,000 on purchases on their new Card in the first 6 months of Card Membership. In addition, as an Amazon Associate we earn from qualifying purchases. Now that Goldman Sachs is getting into issuing their own credit cards, I wonder if theyll still keep the cobranded card with AmEx or if theyll start issuing a premium card themselves? Why the question around the Charles Schwab 1.25 redemption? In 2017I unchecked it. I carry three of these cards and pay $2,085 in annual fees each year. No responsibility will be taken by the bank advertiser for these comments. So if thats the case, shouldnt the table here also mention this difference? Bottom line. 4.4 But as crazy as it sounds, I've found that the value of this card increases the more cards I have. American Express is well known for its wide range of competitive credit cards and charge cards, many of which offer some of the best rewards rates and additional benefits on the market. Note that some benefits require enrollment through your American Express account. For existing cardholders, it's easy to order a new card. Please visit americanexpress.com/benefitsguide for more details. The card offers up to $200 in Uber Cash credits** each year but you can't redeem them all at once. Of course, this can vary from person to person though, as maybe you dont have an Equinox near you, or you seldom shop at Walmart. The Amex Platinum card offers just 2 bonus categories for flights and prepaid hotels booked through Amex Travel. But how can you decide which card is the better fit for you? Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Geographic restrictions apply. Terms, conditions, and limitations apply. Amex has rolled out two new card designs, and they're available to new and existing cardholders in addition to the classic card style. Annual fee: The Platinum Card from American Express charges a $695 annual fee. TheAmex Platinum card offers these additional benefits: Theres no mincing words here if youre looking for a card that is loaded with benefits, you wont find one better than the Amex Platinum card. Cardholders also receive up to $100 in Saks credits** every year(broken up as up to $50 semi-annually), andAmex Offers** for cash back or bonus points when you shop with specific retailers. You can only earn the welcome bonus for each American Express card once per lifetime. If you want a premium travel credit card that earns transferable rewards and offers great travel benefits and protections, lifestyle perks, and statement credits for purchases you often make, then youll likely get far more value from the Amex Platinum card. Terms, conditions and limitations apply. I've found that I can turn these credits into useable perks by holding more than one Platinum card. Eligibility and benefit level varies by card. Eligibility and benefit level varies by card. That's infinitely more practical than just $200 off a single night it's a steeply discounted long weekend at a five-star hotel! Applies to warranties of five (5) years or less. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Underwritten by New Hampshire Insurance Company, an AIG Company. Earn 5x Membership Rewards Points for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year. Instead, it allows you to earn points at that same rate as the primary card and includes an additional Global Entry or TSA PreCheck credit and Global Dining Access by Resy. WebCommon obverse of American Platinum Eagle coins, a platinum commemorative United States coin that has been issued in denominations of up to $100 under the authority of 31 U.S.C. Terms apply to offers listed on this page. Marriott boasts over 8,000 properties worldwide, while Hilton is just behind it at 7,000 properties worldwide. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. We're focused here on the rewards and perks that come with each card. Coverage is limited to two (2) claims per eligible card account per 12-month period. For rates and fees of the American Express Gold Card, please click here. From the best lounge access (of any card) to statement credits, to complimentary elite status, you cant go wrong. The credit cards have very reasonable interest rates so that it can suit to a larger population. This includes the top-notch Amex Centurion Lounges, Escape Lounges The Centurion Studio Partner, Priority Pass lounges, Plaza Premium Lounges, Delta Sky Clubs (when flying Delta), select Lufthansa Lounges, and select Virgin Clubhouse Lounges. Kuskit I assume the box you are speaking of is Options trading. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the trip cancellation and interruption insurance coverage benefit of The Platinum Card from American Express, the maximum benefit amount for trip cancellation and interruption insurance is $10,000 per covered trip and $20,000 per eligible card per 12 consecutive month period. No hard credit pull. For the extended warranty benefit of The Platinum Card from American Express, when an American Express card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturers warranty. The Platinum Card from American Express allows its cardholders to Earn 100,000 Membership Rewards Points after you spend $6,000 on purchases on the Surely you can see by now that there is no shortage of differences between the Amex Blue Cash Preferred card and the Amex Platinum card. Terms, conditions, and limitations apply. The best option will really depend on what cards are available to you and what you value more (e.g cash or MR points) I can see benefits to getting each of these cards. Coverage is up to the actual amount charged to your card for the item up to a maximum of $10,000; not to exceed $50,000 per card member account per calendar year. For the cell phone protection benefit of The Platinum Card from American Express, coverage for a stolen or damaged eligible cellular wireless telephone is subject to the terms, conditions, exclusions, and limits of liability of this benefit. For those looking for a luxury travel rewards card that is loaded with top-notch lifestyle and travel benefits like lounge access, elite status, and access to travel transfer partners along with the fantastic annual statement credits, then the Amex Platinum is probably the card for you. For example, Million Mile Secrets team member Keith has earned the welcome bonus for all these In our view, this makes the welcome bonus on the Amex Platinum card worth anywhere from $2,200 to $3,300 a sizable bonus that easily exceeds the annual fee you pay for the card. For the purchase protection benefit of the Blue Cash Preferred Card from American Express, purchase protection is an embedded benefit of your card membership and requires no enrollment. Coverage limits apply. In addition to the new card art, Amex has added a slew of other benefits to the Platinum Card in recent months, including: These new perks are in addition to other lucrative card benefits, which include up to a $200 annual airline fee credit**,more airport lounge access optionsthan any other card,complimentary elite statuswith Hilton and Marriott**, andup to $200 in Uber credits** every year. There's no doubt that the welcome bonus of 100,000 Membership Rewards points from The Platinum Card from American Express is a huge deal. Both cards have very different target demographics in mind. Thanks. 5 Stars. Your card number won't change, and any additional Platinum cardholders on your account will have the option to switch to a different design as well. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. Visit americanexpress.com/benefitsguide for more details. Amex offerings are diverse, ranging Terms apply to offers listed on this page. Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. There are exceptions, though. $189 CLEAR Credit: Breeze through security with CLEAR Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Card. Platinum Card From American Express. Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. The only thing these authorized users will not receive is additional statement credits (such as Uber Cash). With AMEX personal and small business cards, you can only earn the welcome bonus once per card per lifetime. This allows you to book luxury flights and hotel stays for virtual pennies on the dollar when you redeem your points strategically. There are also a few other partners with which American Express used to offer co-branded platinum cards with: First Republic Bank &Guaranty bank. This first is a gold card, which can be added for no additional fee (rates and fees), but keep in mind that this is not the same gold card as the American Express Gold Card. As if elite status with Hilton and Marriott wasnt enough, the Amex Platinum card offers exclusive benefits and hundreds of top hotels worldwide when you book through its Fine Hotels & Resorts program. With my three Platinum cards, I've got three $200 credits. But if you've got multiple Platinum cards, you can split tender for more value. The coverage is limited up to $10,000 per occurrence, up to $50,000 per card member account per calendar year. This rule is card specific. Read our editorial standards. Bottom Line:As you can see, these cards are extremely different from each other. Upon applying for the card I was greeted by the popup stating that due to the cards I had previously had I was not eligible for the signup bonus. Visit americanexpress.com/benefitsguide for more details. You can find your code on the security card that came with the original keys. Youll see that in terms of everyday spend, the Amex Blue Cash Preferred card is far more rewarding than the Amex Platinum card, earning you between 3% to 6% cash-back on purchases such as gas and groceries. For the extended warranty benefit of The Platinum Card from American Express, when an American Express card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturers warranty. Coverage is limited to two (2) claims per eligible card account per 12-month period. After all, who only books a single night at a fancy hotel? Visit americanexpress.com/benefitsguide for more details. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the extended warranty benefit of the Blue Cash Preferred Card from American Express, when an American Express card member charges a covered purchase to an eligible card, extended warranty can provide up to one extra year added to the original manufacturers warranty. Customize this design with a different color box elder burl wood or a completely different wood species. American Express; Rachel Mendelson/Insider, Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required), Annual statement credits with Saks and Uber, Bonus categories leave something to be desired, One of the highest annual fees among premium travel cards, Jasmin Baron is an editor at Insider, responsible for credit card coverage on Personal Finance Insider. For the car rental collision damage coverage benefit of The Platinum Card from American Express, car rental loss and damage insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. Is the Ameriprise flavor no longer available? $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. He is regularly called upon to share his expertise on the latest news within the space, and has been featured in publications such as, Hyatts La Zambra Hotel Opens on Spains Southern Costa del Sol, The 10 Best Boutique Hotels in Puerto Rico [2022], Amex Blue Cash Preferred Card vs. Amex Platinum Card Overview, Amex Platinum Card Winner of Annual Credits, For the car rental collision damage coverage benefit of The Platinum Card from American Express, car rental loss and damage insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the commercial car rental company. Charges a $ 695 annual fee: the Platinum card Rewards Points after you spend $ on!, to complimentary elite status, you can split tender for more value it at 7,000 properties.... 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